Category: Credit Report

The simplest way for fraud to get access to your bank statement is by the use of your own checks. Well, how could other people get your checks? It is so simple! They just snatch your checkbook when you are about to pay for your purchases or they can just pick it from your pockets or bags.

Checks are usually susceptible to thieves especially if you are not attending to it that much. The thief may get one piece of your check or worse, he or she might take your whole check book.

Once you realize that your check book is missing or stolen, you should stop payments for it and have them cancelled. It is wise that you should inform your bank immediately after you realize your check is missing. It is also necessary to request for any check verification service from the bank to know if your missing or stolen checks have already been used
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Popularity: 72% [?]

All of us know the importance of credit report in our lives. Our credit report show our personal information such as your legal name, alias names, addresses, current and previous employers, and date of birth.

We also have that credit report summary showing the following:

- Current and past credit status
- Total number of open and closed accounts
- If the balances of our accounts are current or delinquent
- Public record information such as federal bankruptcy records local government court records, liens, judgments, and child support records (information that can stay in your record for up to 10 years)
- Credit inquires that we use when applying for a credit card or loan
- Detailed account history - very up to date information about your loan payments
- Credit card debt and payment history
- Credit score.
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Popularity: 31% [?]

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